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Financial Planning

(*** NEW ***) = new since October 12, 2004.

The following sites have extensive information planning -

(*** NEW ***)
Fair Isaac
(*** NEW ***)
(*** NEW ***)
(*** NEW ***)
Rebecca's Revenge

on financial Advice America Association of Retired Americans target=_top> American Savings Education Council (Future Money Needs) target=_top> American Express target=_top> Bank Rate target=_top> Banx Corp target=_top> Benefits Checkup Campaign for America's Future Cato Institute Century Foundation Certified Financial Planners Board of Standards. target=_top> Charles Schwab Women's Investment Center Chose to Save Concord Coalition target=_top> Consumer Federation target=_top> Consumer Union target=_top> Credit Card Shopping Tips (Federal Reserve) Department of Labor (Pension Rights) target=_top> Electronic Checking target=_top> Family Files Federal Deposit Insurance Commission target=_top> Federal Reserve Board Federal Trade CommissionReserve Finance Center Financial Engines Financial Planning Association. Gomez, Inc. Heritage Foundation IMoney Net Institute for Women's Policy Research Investing Online Resource Center Kiplinger Newsletter Life Village MBNA Credit Company target=_top> Mellon Investing Michigan Retirement Research Center Money, from Time Warner Money 2000 Motley Fool National Academy of Social Insurance National Association of Securities Dealers National Council on Aging Benefits Checkup target=_top> National Council of Women's Organizations target=_top> National Securities Exchange Commission Older Women's League On Money Pension Benefits Corp. target=_top> Q Space, Credit ratings, business plans Quicken (Planning Tools) Quicken Reverse Mortgage Scudder target=_top> Securities and Exchange Commission, Investment Advisors. Smart Money target=_top> Social Security Administration Spirit Money target=_top> T. Rowe Price (Retirement Income Calculator) Truth About Credit Wealth of Choices target=_top> Women's Institute for Secure Retirement World Savings Worth Knowing, credit ratings, managing investments

Banking Codes

The banking industry is changing over to an electronic-based transaction system that uses internal codes to signify various transactions. The following list is some of these codes.

ACH (Automated ClearingHouse): The electronic payment system that handles electronic transactions.
ARC (Accounts Receivable transaction): A check that was changed to an electronic payment by the receiving company. The company should supply a written notification.
POP (Point of Purchase): A check that was changed to an electronic payment at the cash register. A paper receipt should be supplied with this transaction.
POS (Point Of Sale): A transaction that was initiated by a debit card being read at a store. This transaction is sometimes posted as simply "purchase".
PPD (Prearranged Payment and Deposit) This signifies a prearranged payment whereby a company automatically withdraws a regular payment. This can also be used to signify regular deposits, such as a paycheck.
RCK (Represented Check): A check that has bounced and is being presented again for bank payment. A check that has bounced can be turned into an electronic payment, which will be listed as REDEPCHECK .
TEL (Telephone payment): A payment that was authorized over the telephone.
WEB (WEB based payment): A payment that was made or authorized via the Internet.

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